Sofia, Bulgaria · Senior Advisory Bench

Senior judgment, called in before the decision is made.

We are a consortium of senior finance, legal, tax and accounting professionals — engaged by banks, and directly by corporate clients, to assess whether a company in difficulty can be turned around, restructured, transitioned, or repositioned, before matters escalate.

Extensive senior experience across banking, tax, law & accounting
4 core disciplines under one roof
23 sector experts in leading roles
Vast
Senior experience, banking to litigation
4
Core disciplines under one roof
23
Sector experts in leading roles
1
Single point of contact for the bank
Practice Areas

One bench, four moments where a company's future gets decided.

Each situation calls for a different mix of the same core disciplines. We scope every engagement around the specific inflection point — not a fixed service package.

01 / Credit

NPL & Distressed Credit Turnaround

Pre-enforcement diagnosis of a troubled borrower and, where the numbers support it, a rehabilitation roadmap presented directly to the bank.

02 / Structure

Corporate Restructuring

Balance sheet, operational and governance restructuring for companies under strain — inside or outside formal proceedings.

03 / Continuity

Generational & Ownership Transition

Succession planning and ownership handover for family and closely-held businesses, structured to protect continuity and creditworthiness.

04 / Model

Business Model Optimization

Independent review of a company's operating and financial model where performance has drifted, before it becomes a credit issue.

Not only through banks

We are primarily engaged through our banking partners — but also available directly. Corporate clients can engage the consortium on their own initiative for business model optimization, turnaround solutions, generational and ownership transition, M&A advisory and due diligence, or interim management support.

The Team

A bench built on depth, not headcount.

Every mandate draws on the full bench below — sized to match the complexity of the case, not staffed to fill hours.

F

Finance & Banking

4 senior bankers

Former senior bankers who read a credit file the way a bank's own credit committee will.

T

Tax & Fiscal Advisory

2 fiscal advisory practices

Each with more than 20 years of continuous presence in the market.

A

Accounting & Financial Diagnosis

1,000+ clients, combined

Established accounting practices with a combined portfolio of more than 1,000 clients.

L

Legal & Negotiation

M&A · Turnaround · Litigation

Law practices specializing in M&A, turnaround solutions and litigation.

How We Work

You refer the case. We report back on the numbers.

We do not source companies on the open market. Every mandate begins with a referral from a bank, with the client's consent.

01

The bank identifies

A position that is complex, deteriorating, or simply beyond the bandwidth of the internal team to assess properly.

02

The client consents

The bank proposes our involvement to the client, in line with applicable data protection requirements.

03

We diagnose

Legal, financial, tax and operational review, producing a rehabilitation plan only where the underlying business supports one.

04

The bank decides

We present the plan against the expected recovery of the enforcement path. The decision — and the client relationship — stays with the bank.

"Called in by the bank, but working for an outcome both sides can live with — recovery for the lender, survival for the business, and stability for everyone whose livelihood runs through it."

The Network

A bench that widens exactly as far as a case requires.

Beyond the core four, we work with a vetted network of senior independent specialists, engaged only when a case calls for their specific expertise.

Manufacturing & Industrial01
Real Estate & Construction02
Retail & Consumer03
Agriculture & Food04
Logistics & Transport05
Energy06
Hospitality & Tourism07
Technology & Services08
[Additional sector]09

23 sector experts already confirmed and engaged, spanning the sectors above.

Every position rehabilitated instead of enforced is a higher recovery and one fewer file on the NPL register.

Timely, not theoretical

Diagnosis on a bank's timeline — a defined, time-boxed assessment phase, not an open-ended engagement.

Senior, from the first call

No junior staffing model. Every mandate is led by the same senior professionals named on this page.

Aligned with the outcome

Compensation structured against recovery uplift versus the enforcement scenario — not billed hours.

Get in Touch

Start with a short introduction — no obligation.

Whether you're a bank scoping a referral, or a company considering a direct engagement, we're happy to walk through the model first.

Based inSofia, Bulgaria

Your request is sent directly to the consortium.

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